Let’s say you are looking for the cheapest car insurance quotes you can find. You can do in one of the several ways. You can work with a local agent, you can contact multiple insurance companies one at a time, or you can obtain quotes online. Which method is the best?
I’ll answer that question in just a minute. First, I want to stress the importance of getting multiple quotes if you want the cheapest car insurance rates. The more quotes you can gather, the greater the chances you will find the lowest price out there.
Online Is the Best Method
Back in the days when car insurance first became popular in the U.S., it was almost unheard of for drivers to purchase directly from the insurance company. Drivers went through independent agents, agents that represented multiple companies with multiple policies.
A new generation of drivers in the 1970s and 80s discovered they could get better prices by working directly with insurance companies. Though independent agents still existed, they were seeing fewer customers utilizing them solely for car insurance.
In the 21st century, things are completely different thanks, in part, on the Internet. Now we can enjoy comparing the cheapest car insurance quotes online without ever having to talk to an agent or insurance company salesperson. I believe this is the best method for the following reasons: